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1. **Build an Emergency Fund**: Aim to save heaps of 3-6 months’ price of bills.
2. **Insurance Coverage**: Ensure you could have adequate health, house, auto, and unemployment insurance.
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4. **Reduce Debt**: Work on paying down existing debts to free up future income.
5. **Diversify Income Streams**: Consider part-time work or passive earnings streams to complement your earni

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Reputation: Check online evaluations and scores.
Interest Rates: Compare rates from a quantity of lenders.
Customer Service: Ensure the lender offers good buyer help.
Transparency: The lender must be clear about fees and te